Terms and Conditions

Last updated: January 15, 2025

These Terms and Conditions govern the use of the web portal mervonix.com, operated by Mervonix S.A.C., a company incorporated under the laws of the Republic of Peru.

1. Acceptance of Terms

By accessing and using this portal, you accept these Terms and Conditions in their entirety. If you do not agree with any part of these terms, please do not use our website.

2. Nature of Service

Mervonix.com is a financial education portal that provides informational and educational content. It is important to note that: • We do NOT provide financial services • We do NOT offer personalized investment advice • Our content is exclusively educational • Any potential returns mentioned are risk-adjusted Financial decisions you make based on our content are your sole responsibility.

3. Permitted Use

You agree to use this portal only for lawful purposes and in a manner that does not infringe on the rights of third parties. The following is prohibited: • Copying or reproducing content without authorization • Using the site for unauthorized commercial purposes • Attempting to access restricted areas of the system • Transmitting viruses or malicious code

4. Intellectual Property

All content on this portal, including text, graphics, logos, images and software, is the property of Mervonix S.A.C. or its licensors and is protected by Peruvian intellectual property laws and international treaties.

5. Limitation of Liability

The content of this portal is provided "as is" without warranties of any kind. Mervonix S.A.C. shall not be liable for: • Decisions made based on our content • Direct or indirect financial losses • Service interruptions • Errors or omissions in content The information provided is general and educational in nature.

6. Third-Party Links

This portal may contain links to third-party websites. We have no control over the content of these sites and assume no responsibility for them. Links are provided for reference only.

7. Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will take effect immediately upon publication on the portal. Continued use of the site constitutes your acceptance of the modified terms.

8. Applicable Law and Jurisdiction

These Terms and Conditions are governed by the laws of the Republic of Peru. Any dispute will be submitted to the exclusive jurisdiction of the courts of Lima, Peru.

9. Company Information

Mervonix S.A.C. RUC: 20605478912 Lima Commercial Registry No. 12456789 Year of Incorporation: 2021 Legal Address: Av. Javier Prado Este 4200, Santiago de Surco, Lima, Peru

10. Contact

For any questions about these Terms and Conditions: Email: contacto@mervonix.com Address: Av. Javier Prado Este 4200, Santiago de Surco, Lima, Peru